Customers Purchase
with confidence

Get what you want today

with convenient monthly payments

NO APPLICATION FEE

Enroll today for free

INSTANT APPROVALS

Get approved now for the goods you need

EARLY PAYOFF OPTIONS

Take advantage of early payoff options and save finance charges*
*You may be charged a payoff fee, but if you pay early, you will generally pay less in finance charges than if you had not paid off early

HOW IT WORKS

Complete an application by clicking here
Instant decision on your application*
Read and sign the Retail Installment Contract and make your first payment
Take your merchandise home today!
Continue making payments or complete early purchase.

* Instant application decisions are not guaranteed for all applicants if qualification criteria cannot be verified at the time of application

WHERE IS FLEXPAY OFFERED

Pets
Automotive
Furniture
Other

FAQS

What are the requirements to qualify for the program?

You must be 18 years or older, have a valid, government issued photo ID, maintain an open/active checking or savings account.

Is this a rent-to-own program?

No, this is a retail installment program. You own the merchandise once the contract is signed and approved.

Do you accept an ITIN?

Yes, an ITIN is an Individual Tax Identification Number issued by the federal government for non-citizens working and paying taxes in the US. An ITIN is used instead of a social security number.

Can I enter a P.O. Box for my address?

No. We must have a valid street address where the merchandise will be located.

Customers Purchase with confidence